Pre Need Funeral Arrangements
In todays economic climate, many of us have enough to worry about without our financial burdens being a concern after we have died. It can be a major concern to many peolpe, who will be paying their funeral account when they pass away. That is why we have devised a pre-arrangement and pre-payment plan to suit all wishes and budgets.
Why Pre-arrange and Pre-pay a funeral?
Arranging your funeral before the time comes allows you to note your wishes and concerns. This lets your family know exactly what you want for your funeral.
Pre-paying some or all of the funeral account helps remove the financial burden your family may face at the time of death. It will also be of help to your family to know that your wishes are known by us, and that those wishes will be carried out professionally and with dignity.
Pre-payment details
National Bank Trust Account: We set up an account under your name in a National Bank Trust Account. The account can only be drawn on when we produce a copy of the death certificate. This means that we cannot withdraw any of that deposit until after death. A few key points to note are that:
- Your money is in your name and is not considered a company asset.
- We dont charge any administration fees.
Benefits of Pre-payment
- All interest earned is compounding and remains yours.
- These accounts are excluded from asset testing when the assesment is being made for eligibility for longterm care of the elderly.
- Tax that may accumulate from that account is automatically paid
- Pre arranging means that you pay at todays prices, avoiding the cost of inflation.
- You can pay as little as you wish or up to $10000 per person.
- Your funds are protected by the Securities Commission and are 100% safe.
How to Pre-arrange or Pre-pay your funeral
Start by thinking about what you want for your service:
- Where it will be held
- Who will officiate
- Do you want to be buried or cremated
- What music you would like played
- What flowers you would like
Some people like to Pre-Arrange as well as Pre-Pay their funerals, while others are content just in the knowledge that the financial side is taken care of. If Pre-Arranging as well as Pre-Paying, the first thing you need to do is think about what you want your funeral service to involve. For example, where the service may be held, who will officiate at the service, what music you may like played etc. You can then talk to us, to obtain detailed information about what options you have. From there, we can advise and assist you in your decision making, either as individuals or as a family.
Opening a Pre Paid Funeral Account
To open an account or to talk more about prepaid funerals, simply call our office during working hours (8am - 5pm) to make an appointment for a time that suits you, either at our premises or in the comfort of your own home.
Online Pre Arrangement form
Please click here if you would like to complete and submit our on-line funeral pre arrangement form.